Unity National Bank Jobs | Employment For Portfolio Manager Careers in Houston, TX

Unity National Bank Jobs – Portfolio Manager Jobs in Texas. Unity National Bank Jobs in Houston. Latest USA Government Jobs. Get City of Texas Jobs in USA. Upcoming USA Govt Jobs.

Texas Jobs Seekers who are looking for Portfolio Manager Jobs in Houston, can check here Texas Government Jobs in Unity National Bank. Unity National Bank Jobs opportunity available for Portfolio Manager Jobs in United State Of America.

Candidates who have Bachelor’s degree eligibility Portfolio Manager position can apply through the Unity National Bank Jobs page link provides in the below section. You can check on this page all upcoming Portfolio Manager jobs in Unity National Bank and other jobs in Texas.


Unity National Bank Jobs – Apply for Portfolio Manager Jobs In Houston, Texas

Unity National Bank Jobs in Texas:– Great news for job seekers. Unity National Bank Jobs site publish notice for various jobs vacancy in their offices. Currently Unity National Bank Portfolio Manager Jobs available now. Candidates who are looking for Portfolio Manager Jobs in Houston with relevant required experience can apply for Unity National Bank Jobs Employment. Candidate will get after selection great Salary $ 100,000.00 per year.

Unity National Bank Jobs in Texas Employment 

Name of the Recruitment Agencies/ Department: Unity National Bank

Name of the Vacant Position: Portfolio Manager

Job Location: Houston

Jobs Type: Jobs in Texas

Salary: $ 100,000.00 per year

Full Job Description

General Summary
As the Portfolio Manager you will manage and service a portfolio of commercial and consumer loan
relationships. You will address industry risks, collateral requirements, credit analysis, and monitoring
credit performance. You will call both external and internal customers to request credit information
including current financial statements, insurance, income verification information and determine if the
information submitted meet the requirements of the Bank. Responsibilities include identifying,
documenting, and reporting declining trends, industry characteristics, and any other deteriorating
circumstances or “red flags” on existing credits. You will be responsible for the maintenance of current
credit and financial information, ensuring the validation and accuracy of that information and ensure that
the credit files are complete. You will be an integral part of the success of the lending and credit function
of the Bank, following the strategic vision set forth by Unity National Bank. This position will support
primarily the credit and lending lines of businesses within the bank.
The Portfolio Manager owns the underwriting process for all credit requests, working closely with
Analysts, Associates, and Relationship Managers to determine the loan structure, terms and conditions
including appropriate loan covenants and events of default, identify and evaluate potential risks and
identify other potential client needs. The successful candidate will be responsible for maintaining an
acceptable overall portfolio risk profile and preserving loan portfolio performance.
Essential Functions
• Monitoring and maintain portfolio quality against established criteria and recommend
adjustments to existing credit as appropriate.
• Maintain and update as necessary risk rating assessment and periodic relationship reviews
• Provide efficient follow-up and lead processes to ensure responsive client Customer Service
• Serve as an internal consultant and liaison between Credit and the Lending functions.
• Ownership of portfolio reporting and analytics: monitor grade-migration, past-due loans, credit
and collateral exceptions, coming-due maturities, etc.
• Ability to process information, communicating in a clear and concise manner, and develop
suitable solutions, and maintain an attention to detail.
• Oversight of credit related responsibilities, including financial statement spreading, ratio trend
analysis, research and document economic and industry cycle and validate underwriting models
and assumptions, accurately calculating credit metrics leading to an assessment of
creditworthiness
• Model basic financial performance of clients and prospects, including downside scenarios
• Prepare a thorough credit underwriting document identifying credit risks and mitigants,
industry concerns, market share trends, financial trends, and other pertinent credit issues
• Ownership of all credit approvals (new customers, modifications, renewals, increases, risk
assessments)
• Identification of key risks and issues pertinent to each credit request, including potential
mitigants for identified risks.
• Ownership of policy exception identification
• Direct and manage portfolio reviews
• Ownership of post-approval modifications to ensure accurate reporting of credit exposure
• Client management, including addressing day-to-day needs, contact meetings, and site visits
with direct client contact.
• Ownership of portfolio reporting and analytics: monitor grade-migration, past-due loans, credit
and collateral exceptions, coming-due maturities, etc.
• Identify other bank product opportunities when indicated
• Lead and/or support key initiatives to drive improvements in the delivery of credit solutions for
clients and prospects.
Knowledge, Skills & Abilities
• Bachelor’s degree in Finance, Accounting, Real Estate, Commercial Banking, or
equivalent/relevant program
• 5+ years’ experience in Real Estate, Middle Market, Corporate or Private Wealth Banking,
formal Credit training preferred.
• Exceptional writing, interpersonal and communication skills
• High levels of motivation and initiative
• Ability to multitask and prioritize work
• Effective team players who want to work in a challenging, collaborative environment and build
working relationships across the organization
• Strong Microsoft Office skills including Outlook, Excel, and PowerPoint to produce reports,
memos, and presentations
• Proven leadership skills and with a desire for community involvement
• Passion for financial services and delivering superior client experiences


Unity National Bank Jobs – Apply for IT Service Desk Support Specialist Jobs In Newark, Ohio

Unity National Bank Jobs in Ohio:– Great news for job seekers. Unity National Bank Jobs site publish notice for various jobs vacancy in their offices. Currently Unity National Bank IT Service Desk Support Specialist Jobs available now. Candidates who are looking for IT Service Desk Support Specialist Jobs in Newark with relevant required experience can apply for Unity National Bank Jobs Employment. Candidate will get after selection great Salary $ 16.00 per hour.

Unity National Bank Jobs in Ohio Employment 

Name of the Recruitment Agencies/ Department: Unity National Bank

Name of the Vacant Position: IT Service Desk Support Specialist

Job Location: Newark

Jobs Type: Jobs in Ohio

Salary: $ 16.00 per hour

Full Job Description

RESPONSIBILITIES

  • Answer phone calls, emails, respond to voicemails and process self-service generated tickets to ensure quality and accuracy
  • Provide customer service and courtesy to all users, including a non-technical customer base
  • Utilize critical thinking to identify trends and report those appropriately
  • Perform fact finding calls and obtain further specific information as needed
  • Ability and willingness to follow troubleshooting/operational procedures and adhere to set standards
  • Familiarity with ticketing systems or similar software (ex. Ivanti, Service Now)
  • Desire to continue education and move career forward
  • Coach-ability/Flexibility, applicant needs to be able to adjust as needed and take constructive criticism to heart to modify behavior
  • Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
  • Deliver a consistent, high level of service within our Service Excellence standards
  • Other duties as assigned

COMPETENCIES

  • Customer Service Skills
  • Interpersonal Skills
  • Ability to understand and follow directions
  • Computer Skills
  • Written and Verbal Communication
  • Analytical Thinking
  • Ability to work as part of a team
  • Troubleshooting

ADDITIONAL REQUIREMENTS

  • Ability to sit for extended periods of time
  • Ability to walk and stand for extended periods of time
  • Position may require periodic travel to Park National Bank offices; Valid Driver’s License, proof of insurance and reliable transportation required
  • While this position has not been declared permanent work from home, any applicant should be prepared and able to work from home if applying for this role. This role will be working from home for the foreseeable future, in light of state stay at home orders.

SCHEDULE

Office hours are Monday through Friday 10:00 am to 7:00 pm and Saturday 9:00 am to 12:00 pm. This position is hourly and full-time. Additional Saturdays and Sundays may be required for project support. Periodic overtime may be required depending on work volume. A minimum of 37.5 hours is required to maintain eligibility for full-time status. Generally the position will require 40 hours per week. The average number of Saturdays per month is one.

Qualifications

Skills

Behaviors

:

Motivations

:

Education

Required

High School or better.

Preferred

Associates or better in Information Technology or related field.

Experience

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